CRA $928 payment: Many households across Canada are feeling the pinch from rising costs—rent, groceries, and energy bills are all on the rise. The Canada Revenue Agency (CRA) has recognized this struggle and is stepping in with a one-time CRA $928 payment in 2025. The goal? To offer timely financial relief without extra paperwork.
Under this new CRA initiative, eligible Canadians will receive a CRA $928 payment automatically based on their 2024 tax returns. Below, you’ll discover who qualifies, how it works, and when to expect the funds—making sure you’re ready to receive assistance if you’re eligible.
CRA $928 Payment
The CRA $928 payment stands out as a timely initiative aimed at easing financial stress for low- and modest-income Canadians. What makes this benefit especially valuable is its automatic nature—there’s no need to apply or jump through hoops. As long as your 2024 tax return is filed correctly and on time, you’ll be assessed for eligibility. The CRA $928 payment is not only helpful for individuals struggling with rising expenses but also supports families whose budgets are stretched thin. For many, this payment could cover essential costs like groceries, utility bills, or back-to-school supplies, making a real difference when it matters most.
CRA $928 Payment Overview Table
| Item | Details |
| Payment Amount | $928 |
| Eligibility | Based on income, family size, and 2024 tax return |
| Application | No application—automatic if taxes are filed |
| Purpose | One-time support for low- and modest-income households |
| Administered by | Canada Revenue Agency |
Eligibility
Eligibility for the CRA $928 payment is determined by five main factors:
- Income – The CRA reviews your 2024 tax return. Individuals earning under $25,000 are most likely to qualify. Those earning more face stricter income limits.
- Family Size – Larger households have higher income thresholds. For instance, a family of four with combined income under $60,000 may qualify.
- Taxes Filed – Filing your 2024 tax return by June 30, 2025, is essential. Even zero-income filers must submit.
- Residency – You must be a Canadian resident—citizens, permanent residents, and protected persons qualify. Temporary residents are generally not eligible.
- Accuracy – Ensure your return reflects correct information—income, marital status, and dependents—to avoid delays.
Process
To get the CRA $928 payment, follow these steps:
- File Your Taxes On Time
Submit your 2024 tax return before June 30, 2025. Filing earlier gives the CRA more time to process your return and payment. - Verify Your Details
Double-check your tax return for accuracy. Make sure your family details match your current status. - Set Up Direct Deposit
For faster access to funds, set up direct deposit via your CRA “My Account.” Otherwise, expect a mailed cheque. - Monitor Notices
Watch your CRA “My Account” messages and mail. You’ll receive notifications confirming eligibility and payment timing. - Keep Your Records
Keep all documentation handy. It’ll be useful if the CRA requests info or if there’s a discrepancy.
Alternatives
If the CRA $928 payment doesn’t meet your eligibility, other support programs may help:
- Canada Child Benefit (CCB): Monthly tax-free payments for families with children.
- GST/HST Credit: Quarterly payments to assist with sales tax expenses.
- Canada Workers Benefit (CWB): Tax credit for eligible low-income workers.
- Provincial Benefits: Examples include Ontario’s Trillium Benefit for rent and energy support.
Payment Timeline
While exact dates are pending, expect the CRA $928 payment in mid to late 2025. Canadians with direct deposit will receive funds faster than those waiting for cheques.
Frequently Asked Questions (FAQs)
Who gets the CRA $928 payment?
It’s for Canadians with low or modest 2024 income, determined by CRA guidelines.
Do I need to apply?
No—if you file your 2024 taxes, you’ll be considered automatically.
When will the payment come?
Payments are expected sometime in mid to late 2025 after the CRA finishes processing returns.
Can I get the payment if I didn’t work in 2024?
Yes—as long as you file your tax return and meet residency and household criteria.
Is the $928 payment taxable?
No. This is a one-time, non-taxable support payment.
Final Thoughts
The one-time CRA $928 payment provides much-needed relief for many Canadians facing a challenging cost-of-living environment. If you’re eligible, the process is straightforward: file your 2024 taxes, confirm your details are accurate, and set up your CRA account for updates. Even if you don’t qualify, Canada offers other financial support programs—so don’t hesitate to explore.
If this article helped, share it with a friend or drop your thoughts in the comments below! Curious about other beneficial programs or want support with retirement and planning? Check out our related resources to stay informed.
